Shopping Discipline: Breaking the Spending Habit by Frank Wiginton

Posted by Avanti Women Sep 25, 2017

Shopping Discipline: Breaking the Spending Habit

By:  Frank Wiginton ; CFP, RRC, FMA, CIM, FCSI, Fellow of the FPSC™ 

We live in the digital era, where bits and bytes fly through the air at a fraction of a blink of an eye. It‰Ûªs becoming faster and easier to make a transaction and purchase more.  The latest in near field communication (NFC) (it‰Ûªs on your phone and in your credit and debit cards) makes it possible to wave a card in the proximity of a terminal and purchase up to $100 worth of goods faster than you can read the total on the cash register.

Idea: Consider going back to the old ways of transacting and purchasing. Put the cards away ‰ÛÒ I mean really away, in a safety deposit box, safe, or frozen in a block of ice in your freezer. Use cash for all of your shopping from coffee to groceries to clothing to restaurants. It is always harder to pull cash out and count out $120 in $20 bills for a shirt than to wave the magic wand card.

Solution: If you are still struggling to figure out how to control your spending use our handy flow chart below:


Join us for an informative free webinar on October 16 @ 7:30PM with Frank Wiginton, a financial wellness expert, financial communication Guru, Author and CEO of Employee Financial Well Being! Frank will share key ingredients that will help you achieve financial freedom and set you up for success.

During this session you will:

1. Learn the number ONE secret to financial success

2. Understand importance of cash flow

3. 4 steps to debt destruction 

4. Taxes, RRSP and Tax Free Savings Accounts

Share this webinar with your friends and family and help them take control of their financial future!

Register by clicking this link:

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